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Best Travel Credit Cards in 2022

How to Choose a Travel Credit Card?

A travel credit card is one of the best ways to save money during your travels. It can help you earn rewards, get discounts and provide great insurance coverage.

Choosing a travel credit card can be a daunting task because there are so many cards to choose from. The key to choosing the right one for you is finding what type of traveler you are and how much you plan on spending during your trips.

Top 5 Factors To Consider When Selecting A Travel Credit Card

Travel credit cards can offer a lot of benefits to the cardholder. However, before you sign up for a new credit card, there are some factors that you should consider.

1) What type of rewards are offered?

2) Is there an annual fee?

3) Does the card offer a 0% introductory APR period?

4) What is the foreign transaction fee for international purchases?

5) Is there an intro balance transfer APR period?

5 Best Travel Credit Cards for 2022

The “best” travel credit cards are those that offer the most rewards and benefits for frequent travelers. Credit card companies have been trying to find new ways to attract customers by focusing on what they need the most – points.

Some of these credit cards offer a sign-up bonus, which is usually worth at least $200 or more. Other cards offer a large sign-up bonus and also have no annual fee. This gives you a year of free rewards before paying anything.

Here are 5 best business travel credit cards of 2023:

 

1) Chase Sapphire Preferred Card

Annual Fee: $95 | $750 bonus if spend $4,000 in 3 months 

5x points – Travel purchased through Chase 

3x points – Dining, Online Grocery, Streaming Services

2x points – All travel purchases not through Chase

1x points – All other purchases

1.25x point value if the points are redeemed via Chase travel

No foreign transaction fee

 

2) Capital One Venture Rewards Credit Card

Annual Fee: None | Earn 75,000 mile bonus miles if spend $4,000 in first 3 months

5x points – Hotels and rental cars purchased through Capital One Travel

2x points – All other purchases 

 

3) American Express Platinum Card

Annual Fee: $695 | Earn 80,000 points if spend $6,000 in first 6 months 

5x points – Flights booked directly with airlines, prepaid hotels purchased through AmEx Travel

1x points – All other purchases

 

4) United Club Infinite Card 

Annual Fee: $525 | Earn 80,000 points if spend $5,000 in first 3 months 

4x points – Tickets, Economy Plus flight seats, inflight food, beverages and WiFi

2x points – All other travel, dining and eligible delivery services 

1x points – All other purchases 

 

5) Hilton Honors Aspire Card (from American Express)

Annual Fee: $450 | Earn 150,000 points if spend $4,000 in first 3 months

14x – Eligible purchases at participating Hilton Portfolio hotels or resorts 

7x – Flights booked through the airline website, or the AmEx Travel website, car rentals booked directly from car rental websites and US restaurants 

3x – Other eligible purchases 

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How to Choose a Travel Credit Card?

A travel credit card is one of the best ways to save money during your travels. It can help you earn rewards, get discounts and provide great insurance coverage.

Choosing a travel credit card can be a daunting task because there are so many cards to choose from. The key to choosing the right one for you is finding what type of traveler you are and how much you plan on spending during your trips.

Top 5 Factors To Consider When Selecting A Travel Credit Card

Travel credit cards can offer a lot of benefits to the cardholder. However, before you sign up for a new credit card, there are some factors that you should consider.

1) What type of rewards are offered?

2) Is there an annual fee?

3) Does the card offer a 0% introductory APR period?

4) What is the foreign transaction fee for international purchases?

5) Is there an intro balance transfer APR period?

5 Best Travel Credit Cards for 2022

The “best” travel credit cards are those that offer the most rewards and benefits for frequent travelers. Credit card companies have been trying to find new ways to attract customers by focusing on what they need the most – points.

Some of these credit cards offer a sign-up bonus, which is usually worth at least $200 or more. Other cards offer a large sign-up bonus and also have no annual fee. This gives you a year of free rewards before paying anything.

Here are 5 best business travel credit cards of 2023:

 

1) Chase Sapphire Preferred Card

Annual Fee: $95 | $750 bonus if spend $4,000 in 3 months 

5x points – Travel purchased through Chase 

3x points – Dining, Online Grocery, Streaming Services

2x points – All travel purchases not through Chase

1x points – All other purchases

1.25x point value if the points are redeemed via Chase travel

No foreign transaction fee

 

2) Capital One Venture Rewards Credit Card

Annual Fee: None | Earn 75,000 mile bonus miles if spend $4,000 in first 3 months

5x points – Hotels and rental cars purchased through Capital One Travel

2x points – All other purchases 

 

3) American Express Platinum Card

Annual Fee: $695 | Earn 80,000 points if spend $6,000 in first 6 months 

5x points – Flights booked directly with airlines, prepaid hotels purchased through AmEx Travel

1x points – All other purchases

 

4) United Club Infinite Card 

Annual Fee: $525 | Earn 80,000 points if spend $5,000 in first 3 months 

4x points – Tickets, Economy Plus flight seats, inflight food, beverages and WiFi

2x points – All other travel, dining and eligible delivery services 

1x points – All other purchases 

 

5) Hilton Honors Aspire Card (from American Express)

Annual Fee: $450 | Earn 150,000 points if spend $4,000 in first 3 months

14x – Eligible purchases at participating Hilton Portfolio hotels or resorts 

7x – Flights booked through the airline website, or the AmEx Travel website, car rentals booked directly from car rental websites and US restaurants 

3x – Other eligible purchases